Mortgage Broking

Capital Architects guides you through every stage of the home loan process, from application to post-settlement

Home Loans

We provide an end-to-end service, guiding you through every step of the home loan process, from application to settlement. Banks regularly change their rates so we offer a post-settlement service with an annual review to ensure you’re always receiving the best rate for your situation. With access to an extensive panel of trusted lenders with the market’s best products, we’ll help find the ideal loan to pay off your home sooner and minimise your debt. Our digital application and approval process enables you to track your application online.

Investment Property Loans

Whether you’re an experienced investor looking to expand your property portfolio or a first-time buyer looking to enter the market, we take a strategic approach to securing you the right loan from our panel of leading lenders. We advise on the best way to maximise return on investment, optimise capital gains, pay down your debt and keep holding costs to a minimum.

Investment Loans

Looking to invest in something other than residential or commercial property? Capital Architects can assist you in acquiring finance for investment into other asset classes such as the purchase of a business, shares/managed funds or for any other investment purpose. Even for the most experienced investors, it pays to have someone who can help you simplify the process and connect you to specialised lenders who will support your investment strategy.

Construction Loans

Whether you’re building from scratch or renovating, the complex nature of construction loans makes it highly beneficial to have some help exploring the many options available. With funds released in stages as construction progresses, rather than a lump sum payment, and equity from your loan unavailable to access until your house is complete, it’s important to understand your borrowing capabilities so you can plan accordingly.

SMSF Finance

Self Managed Super Fund loans help you leverage the power of your superannuation in order to purchase residential or commercial properties in a tax-effective arrangement. Capital Architects arms you with all the information needed to understand the risks and rules related to establishing these complex arrangements, connecting you with market-leading lenders who offer these specialised loan products.

Bridging Finance

Need finance to bridge the gap between purchasing a new property and selling your existing home? A bridging loan is a short-term solution for those in between homes, with no deposit required, generally giving you 6-12 months to sell your current home and pay off the loan or add the balance to your new mortgage. We can guide you through bridging loan requirements and direct you to the best loan product for your circumstances.

Calculators

Testimonials

April 2024

Amy Gordon

Our experience with Capital Architects was nothing short of fantastic. From the moment we reached out to James he showed unparalleled professionalism and dedication to ensuring we found the perfect mortgage solution. His expertise and guidance throughout the process was invaluable, and his attention to detail, responsiveness, and genuine care for our financial well-being was evident at every step. I wholeheartedly recommend his services to anyone in search of a reliable mortgage broker.

Mortgage Broking
April 2024

Martha Jackson

Capital Architects have been absolutely brilliant to deal with. Whatever we need, whenever we need it we get outstanding assistance for all our financial requirements. James has been particularly amazing and has gone out of his way to assist us in any way he possibly could, be that business loans or banking. I couldn’t recommend them more highly.

Mortgage Broking
March 2024

Vince Santarosa

Managing Director
TNC Business Services Pty Ltd

I’ve worked with James myself, and have referred a number of my own clients to him. His personable approach and open communication style makes him a pleasure to work with. I trust him to go the extra mile to help my clients, especially on complex deals.

Mortgage Broking

Smart solutions to all your finance needs.